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Our Services & Solutions

Comprehensive insurance and financial solutions tailored to protect what matters most and secure your future prosperity.

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Comprehensive Insurance & Financial Solutions

At Festcare Insurance Agency, we offer a wide range of products and services designed to protect your assets, secure your health, and build your wealth for generations to come.

Life & Health Insurance

Protect yourself and your loved ones with comprehensive life and health insurance solutions that provide financial security during life's unexpected moments.

Life Insurance

Secure your family's financial future with policies designed to provide income replacement, debt coverage, and inheritance planning.

  • Term Life Insurance (10, 15, 20, or 30 years)
  • Whole Life Insurance with cash value accumulation
  • Universal Life Insurance with flexible premiums
  • Group Life Insurance for businesses
Eligibility:

Available for individuals aged 18-65, with simplified underwriting options for policies under KSh 2 million. Medical examinations may be required for higher coverage amounts.

Get a Quote

Health Insurance

Comprehensive health coverage to ensure you and your family receive quality medical care without financial burden.

  • Individual Health Plans with outpatient and inpatient coverage
  • Family Health Plans with maternity and child wellness benefits
  • Corporate Group Health Insurance with customizable benefits
  • International Health Insurance with global coverage
Coverage Network:

Access to over 300 hospitals and clinics across Kenya, with options for East Africa and international coverage. Direct billing available at partner facilities.

Compare Plans

Critical Illness Cover

Financial protection against serious illnesses with lump-sum payments to cover treatment costs and income loss.

  • Coverage for cancer, heart attack, stroke, and other critical conditions
  • Standalone policies or riders to existing life insurance
  • Benefit amounts from KSh 1 million to KSh 10 million
Learn More

Property & Casualty Insurance

Protect your valuable assets with comprehensive coverage for your home, vehicles, and business against damage, theft, and liability claims.

Home Insurance

Comprehensive protection for your home against fire, theft, natural disasters, and liability claims.

  • Building coverage for structural damage
  • Contents coverage for personal belongings
  • Alternative accommodation costs
  • Personal liability protection
Coverage Options:

Customizable policies based on property value, location, and construction type. Additional coverage available for high-value items, home businesses, and rental properties.

Get a Quote

Auto Insurance

Protect your vehicles with comprehensive coverage that goes beyond the mandatory third-party insurance requirements.

  • Third-party liability coverage
  • Comprehensive coverage for theft, fire, and damage
  • Personal accident cover for driver and passengers
  • Roadside assistance and towing services
Discounts Available:

No-claims bonus, multi-vehicle discounts, security device discounts, and safe driver rewards program.

Compare Plans

Business Insurance

Comprehensive protection for your business assets, operations, and liabilities with customized solutions for businesses of all sizes.

  • Property and equipment coverage
  • Business interruption insurance
  • Professional liability and errors & omissions
  • Workers' compensation and employee benefits
Business Solutions

Financial Services & Investments

Build and grow your wealth with expert financial planning, investment management, and retirement solutions tailored to your goals.

Retirement Planning

Secure your future with personalized retirement plans designed to provide financial independence in your golden years.

  • Personal pension plans with tax advantages
  • Employer-sponsored retirement schemes
  • Retirement income strategies
  • Estate planning and wealth transfer
Personalized Approach:

Our retirement specialists create customized plans based on your current financial situation, retirement goals, and risk tolerance, with regular reviews and adjustments.

Plan Your Retirement

Investment Management

Grow your wealth with professionally managed investment portfolios tailored to your financial goals and risk tolerance.

  • Mutual funds and unit trusts
  • Stocks and bonds portfolios
  • Real estate investment opportunities
  • Diversified investment strategies
Investment Approach:

Our investment professionals employ disciplined strategies focused on long-term growth, with options ranging from conservative to aggressive based on your objectives.

Explore Investments

Education Planning

Secure your children's future with education savings plans designed to fund their academic journey from primary school through university.

  • Education endowment policies
  • Education savings accounts
  • Scholarship and bursary guidance
Plan for Education

Our Plans & Pricing

We offer flexible and transparent pricing across our range of services, with options to suit every budget and requirement.

Plan Type Coverage Monthly Premium Benefits Action
Basic Health Plan
Individual Coverage
KSh 1 Million
Inpatient & Outpatient
KSh 2,500
Per person
  • General practitioner visits
  • Basic diagnostics
  • Hospitalization
Apply Now
Family Health Plan
Family Coverage (4 members)
KSh 3 Million
Shared limit
KSh 8,500
Per family
  • All Basic Plan benefits
  • Maternity coverage
  • Dental & optical
Apply Now
Premium Health Plan
Individual Coverage
KSh 5 Million
Comprehensive
KSh 5,000
Per person
  • All Family Plan benefits
  • International coverage
  • Chronic disease management
Apply Now
Term Life Insurance
20-Year Term
KSh 5 Million
Death Benefit
KSh 1,800
30-year-old non-smoker
  • Level premiums
  • Terminal illness benefit
  • Convertible to permanent
Get Quote
Plan Type Coverage Annual Premium Benefits Action
Basic Home Insurance
Standard Coverage
KSh 5 Million
Building & Contents
From KSh 15,000
Based on property value
  • Fire & perils coverage
  • Theft protection
  • Basic liability
Get Quote
Premium Home Insurance
Comprehensive Coverage
KSh 10 Million
Building & Contents
From KSh 25,000
Based on property value
  • All Basic Plan benefits
  • Accidental damage
  • Home emergency assistance
Get Quote
Third Party Auto
Basic Coverage
Third Party Liability
Legal minimum
From KSh 7,500
Based on vehicle value
  • Third party bodily injury
  • Third party property damage
  • Emergency medical expenses
Get Quote
Comprehensive Auto
Full Coverage
Full Vehicle Value
Comprehensive protection
From KSh 25,000
Based on vehicle value
  • All Third Party benefits
  • Theft, fire & damage coverage
  • Roadside assistance
Get Quote
Investment Type Minimum Investment Management Fee Features Action
Money Market Fund
Low Risk
KSh 5,000
Initial investment
1.0% p.a.
Of assets under management
  • Capital preservation
  • Liquidity access
  • Regular income
Invest Now
Balanced Fund
Medium Risk
KSh 10,000
Initial investment
1.5% p.a.
Of assets under management
  • Diversified portfolio
  • Growth & income
  • Moderate volatility
Invest Now
Equity Growth Fund
Higher Risk
KSh 25,000
Initial investment
2.0% p.a.
Of assets under management
  • Long-term capital growth
  • Higher return potential
  • Active management
Invest Now
Retirement Income Plan
Customized Risk
KSh 50,000
Initial investment
1.25% p.a.
Of assets under management
  • Tax-advantaged growth
  • Retirement income planning
  • Personalized portfolio
Consult Advisor

Need a customized solution? Our experts will create a tailored plan just for you.

Request Custom Quote

Why Choose Festcare Insurance Agency

We combine industry expertise, personalized service, and innovative solutions to deliver exceptional value to our clients.

Expert Advisors

Our team of certified professionals brings decades of experience in insurance and financial services to provide you with expert guidance.

Tailored Solutions

We understand that every client is unique, which is why we create customized solutions that perfectly match your specific needs and goals.

Fast Claims Processing

When you need us most, we deliver. Our streamlined claims process ensures you receive prompt assistance and fair settlements.

24/7 Support

Our dedicated customer service team is available around the clock to address your questions, concerns, and emergency needs.

Eligibility Requirements

Understanding eligibility criteria is essential for selecting the right insurance and financial products. Here's what you need to know.

Life & Health Insurance

  • Age Requirements

    Life insurance: 18-65 years for new policies
    Health insurance: No age limit for most plans

  • Documentation

    Valid ID, proof of residence, and completed application form. Medical examination may be required for higher coverage amounts.

  • Health Considerations

    Pre-existing conditions may affect premiums or require waiting periods. Simplified underwriting available for basic plans.

Property & Financial Services

  • Property Requirements

    Property must be in good condition with proper security measures. Valuation may be required for high-value properties.

  • Vehicle Requirements

    Valid registration, inspection certificate, and driver's license. Vehicle age and condition may affect premium rates.

  • Investment Requirements

    Minimum investment amounts vary by product. KYC documentation required including ID, tax PIN, and source of funds verification.

Not sure if you qualify? Our advisors can help determine your eligibility and find suitable alternatives if needed.

Check Your Eligibility

Ready to Secure Your Future?

Let our expert advisors help you find the perfect insurance and investment solutions tailored to your needs.